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Destination
Policy type
No. of travellers
Adult 18-64
Adult 65-69
Adult 70-74
Adult 75-79
Adult 80-85
Kids 2-17
Infants 0-1
Relationship
Departure date
Return date
Promo Code
 
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Updating Prices...
Economy   £55.06
Standard   £66.40
Premier   £76.00
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Gadget Cover
Summary of cover 

Policy Summary (policies issued after 01/09/2008)

Policy Section Limit of Cover per person (Premier) Excess
Policy Section Limit of Cover per person (Premier) Excess
Policy Section Limit of Cover per person (Premier) Excess
1. Personal Assistance Services
Provides help to replace lost travel documents, or prescription medication, trace luggage or to transfer emergency funds.
£250 per trip Nil
2. Medical Emergency & Repatriation
If you have a sudden and unforeseen accident or illness during your trip we will pay for your reasonable medical expenses and the costs of bring you back to the UK.
£3,000,000 £120
3. Emergency Dental Treatment
We will pay for the cost of providing temporary neccessary treatment for the immediate relief of pain
£250 £120
4. Additional Accommodation & Travelling Costs
We will pay for the additional accommodation and travelling costs of anyone medically required to accompany you home
£500 Nil
5. Hospital Daily Benefit
We will pay you a daily benefit per complete day of in-patient treatment up to a maximum amount.
Nil Nil
6. Cancellation, Curtailment & Trip Interuption
We will pay for the costs of your trip if you have to cancel because of the unforeseen illness or death of a close relative, or if your presence is required in the UK because you are called up on jury service, subpoenaed as a witness in a court of law, or your home has been severely damaged, or you are made redundant, or you are compulsorily quarantined, or if you cancel after a 12- hour delay.
£500 £120 (£10 loss of deposit)
7. Travel Delay
If Your Outward journey is delayed for more than 12 hours:
Nil Nil
8. Departure Assistance & Missed Connection
We will pay reasonable additional costs incurred should you be delayed or miss your connection because of failure of public transport, or breakdown of or accident to the private vehicle in which you are travelling.
Nil Nil
9. Missed Departure On Your Outward Journey
We will pay reasonable additional travelling and accommodation expenses necessarily incurred to reach your booked destination because of failure of public transport, or breakdown of or accident to the private vehicle in which you are travelling.
Nil Nil
10. Personal Luggage
If your luggage is lost, stolen or damaged we will pay for the cost of replacement (less wear, tear and depreciation).
  • Single article, Pair or Set of articles
  • Valuables Limit
  • Valuables Limit (aged under 18)
£200



£100
£100
£100
£120



£120
£120
£120
11. Luggage Delay On Your Outward Journey
We will pay a benefit to purchase essential items if your luggage is delayed on your outward journey
Nil Nil
12. Money & Passport
We will cover you for the loss of money you are carrying on your person or which you have left in a safety deposit box. If you lose your passport we will pay for reasonable travel and accommodation costs incurred in replacing it.
  • Cash Limit
  • Cash Limit (aged under 18)
Passport






£100
£50

Nil






£120
£120

Nil
13. Personal Liability
If you become legally liable for accidentally injuring any person or damaging their property, we will cover you against all sums which you become legally liable to pay and all costs awarded to the claimant or incurred in defending the claims
£2,000,000 per policy £120
14. Personal Accident
Covers you for loss of life, limb or sight that occurs during the trip after an accident.
  • Death
  • If the insured person is aged under 18 or over 65
  • Loss of Limb & Loss of Sight
  • Permanent Total Disablement
  • All Benefits (aged 66 and over)




£10,000
£1,000
£10,000
£10,000
£1,000




Nil
Nil
Nil
Nil
Nil
15. Legal Protection
If you suffer death, illness or injury during your trip and decide to take legal action in pursuit of compensation, we will pay for legal costs and additional travel expenses.
£10,000 per policy £200
16. Mugging
We will pay you if you sustain actual bodily injury as a result of a mugging attack
Nil Nil
17. Hijack
Covers you if your aircraft or sea vessel is hijacked for more than 24 hours
Nil Nil
18. Disaster
If your accommodation can not be lived in because of fire, flood, earthquake or storm we will provide you with similar accommodation
Nil Nil
19. Withdrawal of Services
Covers you if you are without water, gas or electricity for more than 60 hours
Nil Nil
20. Domestic Pets
If your return journey is delayed we will pay for extra kennel or cattery fees
Nil Nil
21. Home Country Medical Transfer
If you are hospitalised during a trip within your home country we will arrange and pay for your transfer to a suitable hospital near your home
Nil Nil
22. Additional Accomodation Costs
We will pay for the additional accommodation and travelling costs of anyone medically required to accompany you home
Nil Nil
Optional Winter Sports cover - Your policy can be extended to cover winter sports on payment of an additional premium
23. Cancellation, Curtailment & Trip Interuption
In addition to Section 6 cover includes financial loss from unused ski passes, ski-school fees and unused ski-pack if you are certified unable to ski
Nil Nil
24. Skis, Ski Equipment and Ski Pass
In addition to Section 10 we will pay if the ski equipment owned or hired by you, or your ski-pass is lost or damaged.
  • Skis & Ski Equipment
  • Ski Pass




Nil
Nil




Nil
Nil
25. Ski Equipment Delay
If your luggage is certified as lost we will pay for the hire of replacement skis and ski equipment.
Nil Nil
26. Piste Closure
We will pay a benefit if lack of snow prevents you from skiing for more than 24 hours.
Nil Nil
27. Avalanche or Landslide
If access to and from a ski resort is blocked we will pay a benefit toward reasonable extra travel and accommodation costs
Nil Nil
Optional Golf cover - Your policy can be extended to cover your golf equipment on payment of an additional premium
28. Golf Equipment
In addition to section 9 we will pay if the Golf Equipment owned or hired by you is lost or damaged
  • Single Article Limit




Nil




Nil
29. Golf Equipment Hire
In addition to Section 24 cover includes the hire of replacement golf equipment

Nil

Nil
30. Green Fees
We will pay proportionate value of any non-refundable fees which are not used due to your sickness or adverse weather

Nil

Nil
31. Hole in one
We will pay for customary bar expenses for achieving a hole in one

Nil

Nil
Optional Timeshare cover - Your policy can be extended to cover your timeshare on payment of an additional premium
32. Timeshare Cover
We will pay the management and exchange fees of the contracted timeshare weeks
  • Timeshare Cancellation Charges
  • Timeshare Curtailment Costs




Nil
Nil




Nil
Nil
Optional Wedding cover - Your policy can be extended to cover your wedding on payment of an additional premium
33. Wedding Cover
We will pay if your wedding rings, gifts &, attire in the event they are permanently lost or damaged
  • Wedding Rings
  • Wedding Gifts
  • Wedding Attire
  • Photographs & Videos




Nil
Nil
Nil
Nil




Nil
Nil
Nil
Nil
Optional Business cover - Your policy can be extended to cover your business equipment on payment of an additional premium
34. Business Equipment
In addition to section 9 we will pay if the Business Equipment owned by you is lost or damaged
  • Single Article Limit
  • Business Samples
  • Computer Equipment Limit
  • Business Equipment delay




Nil
Nil
Nil
Nil




Nil
Nil
Nil
Nil
35. Business Equipment Hire
In addition to Section 34 cover includes the hire of necessary business equipment
Nil Nil
36. Business Money
Covers the loss of business money
  • Single Article Limit



Nil



Nil
37. Emergency Courier
In addition to Section 34 we will pay for emergency courier expenses
Nil Nil
38. Replacement Employee
Cover for a business colleague to replace you following your repatriation
Nil Nil
 
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